This is my complete guide to Car Repair Financial Assistance, How to Get My Car Fixed for Free.
This article deals with the various ways that a person can obtain car repair financial assistance in various forms. Assistance with car repairs is given in varied forms. They include both loans and grants for car repairs. Let’s take an in-depth look at how it is provided, on what basis and the organizations that run these car assistance programs.
Introduction: Car Repair Financial Assistance
Cars have been considered a luxury for the longest time but times are changing now. In today’s society, having a car has become a necessity for the working citizen, irrespective of the financial feasibility of owning a vehicle is still equal to luxury.
It’s now just the market price of the vehicle which poses a problem but the upkeep and maintenance which also equals up to a considerable amount of money on a monthly basis. What about emergencies? Emergencies can hit anyone but they hit the poorer sections of the society the hardest.
This is where automobile and car repair financial assistance comes into the picture and why various organizations provide both local non-profit and government assistance for car repair programs. As mentioned, this aid can be provided in the form of loans and grants for car repairs as well as emergency money for car repairs and maintenance.
If you look up a car assistance program which helps pay for car repairs, you’ll see numerous organizations and programs offering assistance with car repairs in multiple forms. It is normal to feel confused so it is best to go through various organizations, make lists, check the authenticity and eligibility and apply to all opportunities one feels qualifiable for to ensure maximum chances of getting help.
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Possible Costs for Car Maintenance
The cost for repairing and maintenance of vehicles, especially cars can be shockingly high, going to hundreds of dollars per repair! There are various issues that you start facing with your vehicle over time which takes a considerable amount of money. The engine light of cars start facing issues after prolonged use and its repair comes to about 398 dollars.
A bumper problem can cost from four hundred to nine hundred dollars. After travelling more than twenty thousand miles, the average maintenance of the vehicle can go up to fourteen hundred dollars.
It is evident that these repairs can be a huge burden to certain people, especially those working a minimum wage job through which they pay for basic utilities as well. Car repair financial assistance is a necessity for them and it needs to be less time-consuming and efficient.
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How to Get Car Repair Financial Assistance
It is crucial to understand that car repair financial assistance is provided by both non-profits and the government and thus it can be said that there are ample opportunities to obtain automobile and car repair financial assistance. The government always tries to look out for people who need their help the most.
To provide help in this area they do provide government assistance for car repairs programs in order for low-income individuals to not face issues in their transportation needs. The government has a program called JARC. It stands for Job Access AND Reverse Commute (JARC).
This program provides government assistance for car repairs programs. It extends aid in the form of emergency money for car repairs, grants for car repairs, affordable electrical and mechanical repairs, etc. The program partners with various non-profit groups and charities to broaden their reach.
It is crucial to note that these programs and partnerships work on minimal funding and focus on the neediest groups and people who require said assistance with car repairs for educational, employment or training opportunities. Their other targeted groups include single mothers, senior citizens, vets, etc.
There is a lot of competition for these grants for car repairs but it should be kept in mind that many organizations choose to focus on certain groups alone which if qualifiable can definitely increase one’s chances of getting car repair financial assistance.
Let’s take a look at all the organizations that provide car repair financial assistance:
The Department of Human Services (DHS) is a government agency which has a car assistance program that provides help to people looking for car repair financial assistance. The Department of Human Services collaborated with TNAF and provided aid other than assistance with car repairs as well. This aid includes but is not limited to the provision of shelter, clothing, food, etc.
Emergency money for car repairs is provided under their car assistance program. You should contact them and describe your situation, your need for the car for employment or medical purposes as well as why you are unable to afford it. It is always advisable to also mention the effect this potential can have on your life.
DMV stands for The Department of Motor Vehicles and, very similar to DHS, it is also a government agency working towards providing assistance to the poor and needy of the country. They mainly provide car repair financial assistance when it comes to repairs related to emissions.
Their main goal is to provide help to people as well as take care of the environment and ensure that it’s healthy. They generally extend assistance with car repairs smog maintenance and gas guzzlers.
We’ve briefly discussed JARC above. This car assistance program focuses on working people who live in the suburbs or cities who require help with transportation. Their government assistance for car repairs programs can be divided into two: formula grants for car repairs focused on urbanized localities and formula grants for car repairs focused on rural localities.
Every local church has a section dedicated to helping the needy in the community. Their help varies and covers a lot of bases on a strict budget which is generally obtained from donations.
Their umbrella of help covers a lot of things which include but are not limited to food pantries, clothing and toy drives, rent assistance as well as emergency money for car repairs and grants for car repairs.
This isn’t prevalent everywhere but the church may not help non-members of the church. Local churches do take personal circumstances in consideration while giving out their resources as car repair financial assistance so it is considered best to be as detailed and informative but true to your situation in your plea for help.
The Salvation Army is a protestant church and charity. It has grown to become one of the most widespread and popular international charities in the world today and has its headquarters in London.
The current members who identify as Salvationists of The Salvation Army Charity are over 1.7 million and they are providing aid to all needy irrespective of their background in all ways possible through numerous programs.
The Salvation Army does provide a car repair financial assistance program. You need to prove your claim of not having the resources to afford the repairs yourself through proof of income. Their car assistance program offers repairs at no cost.
The Carpenter’s Garage
Carpenter’s Garage is a non-profit organization that provides car repair financial assistance to low-income people through their car assistance program that provides emergency money for car repairs and grants for car repairs.
They are tied with the federal government and try to reach out to financially unstable people and try to help them by helping them in paying for car repairs and services like engine tuning, oil changes, tail lights replacement, etc.
The Workforce is a very popular car repair industry and provides car repair financial assistance in the form of affordable services for vehicles. They also help poor students, part-time workers or people on probation paying for car repairs. They also extend grants for car repairs to those who pass their eligibility criteria.
NHTSA stands for the National Highway Traffic Safety Administration and it also provides automobile and car repair financial assistance to those who need it and qualifies their eligibility criteria.
The first step to avail of the car repair financial assistance from NHTSA is to go to their official website and go through the detailed lists of car defects and the aid they provide for the same with the eligibility criteria described. One should then cross-check one’s needs with the details provided and then start applying for the car repair financial assistance provided by them.
The Lift Garage
The Lift Garage is yet another non-profit shop that helps low-income individuals by providing car repair financial assistance. Their assistance with car repairs is only limited to the state of Minnesota. In order to avail of their assistance with car repairs, you need to submit your proof of income as well as a participant in government programs like Snap, TNAF or SSI to ensure that you truly require their help.
Women to Work
Women to Work is a non-profit organisation that is solely focused on providing aid to working women who need help. They provide assistance with car repairs to them in the form of emergency money for car repairs as well grants for car repairs, according to the situation and plea.
Career Connection is another organization which extends car repair financial assistance to low-income citizens. Their car assistance program is limited to the residents of New Jersey alone. They provide grants for car repairs to low-income drivers.
CAP (Consumer Assistance Program)
CAP stands for Consumer Assistance Program and it provides assistance with car repairs in very particular cases which include improvements in air quality. They help in paying for car repairs regarding concerns about air pollution only in the state of California.
Voluntary Vehicle Repair Program
The Arizona Voluntary Vehicle Repair Initiative is a car assistance program for low-income residents which provides them with Car Repair Financial Assistance. The applicants looking to avail their assistance with car repairs need to register for Maricopa and Pima Counties.
The United Methodist Church
The United Methodist Church has a Christian charity which provides automobile and car repair financial assistance to those who need it. They provide aid in all the ways they can which can include emergency money for car repairs and even grants for car repairs if the situation direly calls for it.
Veterans who have become disabled due to their service to save the country also receive automobile and car repair financial assistance. Some organizations have car assistance programs entirely dedicated to providing assistance with car repairs to vets alone.
Vincent De Paul
St. Vincent De Paul is one of the oldest and largest Churches and Charities that provide help and donations to help low-income families. They also have a car assistance program which provides automobile and car repair financial assistance to those who need it most.
While providing assistance for car repairs, Vincent De Paul asks the owner of the car to pay for the cost of the parts that are required but the labour is absolutely free.
Brevard County Florida Community Action Agency
Brevard County Florida Community Action Agency, as the name suggests, is an agency based in Florida and it provides automobile and car repair financial assistance in the form of zero or low-interest loans which depends on the level of income of the applicant
Auto Repair Good Guy Foundation
This foundation does not provide automobile and car repair financial assistance directly but helps people find trustworthy car mechanics who provide assistance with car repairs for cheap. Their help is limited in Arizona.
Domestic Violence Transportation Program
This organization also provides automobile and car repair financial assistance but they are solely focused on victims of domestic abuse. They provide assistance with car repairs in King County, Seattle, and WA.
1-800 Charity Cars
This organization is popular for providing help with cars to the finically lower section of the society. They provide emergency money for car repairs as well as grants for car repairs.
But the availability of assistance with car repairs provided by them depends upon the availability of funds on their part. If they don’t have the funds to provide direct automobile and car repair financial assistance, they will refer you to a local mechanic which will help you with your needs.
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Ways to Work Free Car Repairs Help
Ways to Work is yet another non-profit organization that provides aid for transportation to those people who require automobile and car repair financial assistance in order to enable education, employment, medical needs, emergency, etc.
They provide emergency money for car repairs, zero or low-interest rate loans as well as grants for car repairs.
The Role of Social Media
Social media plays an important role in today’s society. They are home to a lot of opportunities as well. The chances of finding direct emergency money for car repairs, automobile and car repair financial assistance, grants for car repairs, etc. are very less but finding people who have undergone the process of application are quite high.
Try finding people who have successfully received automobile and car repair financial assistance from an organization and get in touch with them. You can enquire about their application process, why they chose the car assistance program they ended up choosing, their application process and try to understand the process thoroughly and avoid making mistakes during the application.
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Frequently Asked Questions
Some frequently asked questions about ‘Car Repair Financial Assistance’ have been answered below:
1. What Is the Full Form of DHS and DMV? Do They Provide Government Assistance for Car Repairs?
DHS stands for Department of human services while DMV stands for Department of Motor Vehicles. Both of these organizations provide government assistance for car repair programs in the form of loans and grants for car repairs.
2. Which Group Does Women to Work Focus on While Providing Assistance with Car Repairs?
As the name suggests, Woman to Work is a non-profit organization that focuses on working women and provides them with the required automobile and car repair financial assistance.
3. What Is JARC? Who Does It Focus On?
JARC stands for Job Access AND Reverse Commute. Their car assistance program focuses on working people who are residents of the suburbs or cities who are in need of Automobile and Car Repair Financial Assistance.
4. Does the Salvation Army Provide Automobile and Car Repair Financial Assistance?
Yes, the salvation army does provide emergency money for car repairs as well as other forms of assistance with car repairs.
5. Where Should Vets Contact in Order to Obtain Assistance with Car Repairs?
Even though there are various local non-profits that try to help veterans get all the assistance with car repairs needed, the most reliable and trustworthy source is The Veterans Administration.
6. Is Ways to Work Associated with JARC?
Ways to Work is in partnership with JARC and they collectively provide automobile and car repair financial assistance to people who need it the most.
7. Does Auto Repair Good Guy Foundation Provide Assistance with Car Repairs?
Auto Repair Good Guy Foundation does not provide direct assistance with car repairs, instead, it connects the applicants to local mechanics in the area who provide free repairs.
8. Do Local Churches Provide Emergency Money for Car Repairs or Grants for Car Repairs?
All local churches have a section dedicated to helping the community. One of its provisions can be car repair financial assistance as well. The allocation of services and grants for car repairs totally depends on the availability and need of the applicants.
9. Where Does Auto Repair Good Guy Foundation Extend To?
Currently, the Auto Repair Good Guy Foundation provides its car repair financial assistance to the people of Arizona.
10. What Is CAB? How Is It Connected to Car Repair Financial Assistance?
CAP stands for Consumer Assistance Program and it provides assistance with car repairs to the people of California.
They do provide automobile and car repair financial assistance but they do so only in certain cases. These cases include improvement in cases where the improvement of air quality of the vehicle is in question.
The Article Comes to an End
According to move.org, the yearly expense of owning a car comes to around five thousand sixty-four dollars which is a huge amount of money for anyone, especially for people with low incomes. It should be noted that this figure goes up to nine thousand dollars in the state of Michigan. This amount contains car payments, gas prices, car insurance, average maintenance, etc.
This is a huge economical gap between the poor and their needs for maintenance which are fulfilled by various organizations. These organizations can be both government or local non-profits and sometimes we see them, partner, together for the greater good of the community.
These organizations have schemes and programs which provide automobile and car repair financial assistance. This assistance is provided in the form of emergency money for car repairs, grants for car repairs, etc.
There are many organizations which are trying to provide emergency money for car repairs as well as loans and grants for car repairs in the name of ‘Car Repair Financial Assistance’.
It is crucial to find a car assistance program that is most apt to you but does not relies on it completely. Most charities function on donations and thus function on tightly bound financial ropes. The amount of money dedicated in the name of car repair financial assistance ultimately becomes the amount through which emergency money for car repairs as well as loans and grants for car repairs are given out.
This amount never adds up to a figure which can accumulate the needs of all the applicants and that is why it is advisable to not just rely on one application. It is best to fill out the applications for all car assistance programs one finds to qualify for.
It may seem daunting during application but one should keep in mind that out of all the car assistance programs lending out a helping hand, one is bound to find help in the time of need. A smart and well-researched dive into the application is needed.